9 Basic Tips To Help You Pay Off Your Debt Faster

Are you swimming in debt? Save $3,160 and more by making small changes to your lifestyle and use it towards your debt.

Simona K.
16 min readAug 24, 2021
Photo by Alice Pasqual on Unsplash

Can not sleep at night because your debt is hanging above your head like a double-sided sword? Your credit card statements are causing you PTS? You never pick up a call from an unknown number because you are afraid that it might be a debt collector?

If you answered “yes” to all the questions above, do not worry. I have been there, done that and survived. Better yet, I paid off my debt, cut my expenses , and quadrupled my savings.

No one likes to talk about debt for many reasons. Some feel ashamed, or some people prefer to solve their problems without involving anyone else. No matter the reason, we should be talking about the debt, especially since more than 70% of Canadians are in debt. I am not going to offer you a magical solution how to get rid of your debt overnight. However, there are always ways to cut down your expenses and save extra money you otherwise would not have. Everyone’s situation is different, and not all may apply to you. Hopefully, you can find at least one beneficial tip that will bring you one step closer to a life with no debt.

Track your expenses

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Simona K.

Passionate about zero waste living on budget and personal finance.